INGLE Insurance - Life Insurance


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Our Insurers:

Life Insurance

It’s no secret that good health and the costs of life insurance go hand in hand. However, in today’s marketplace many companies have not addressed this correlation. Simply Preferred Term 10 and Term 20 offer a competitive solution and through Ingle Insurance, you can get preferred pricing on the coverage that’s right for you.

Simply Preferred underwriting requirements are based on blood pressure, total cholesterol, build and family/personal history. For applicants up to the age of 50, no blood, urine or saliva is required for amounts of less than $250,000. That makes qualifying for a Simply Preferred Gold easy!

Term Life Insurance

Term life insurance provides protection for a limited period of time and pays benefits only if you die during the specified term.

Benefits of Term Life Insurance:

Protection for a limited period of time
Benefits if you die during the specified time
Cost is less than permanent insurance
Right to convert to a permanent policy without evidence of insurability

Simply Preferred - level guaranteed coverage and great rates

Everyone’s lifestyle and health are unique and they want to pay a premium that reflects their personal risk. Simply Preferred has separate classes to maximize coverage and cost-savings for everyone.

Simply Preferred is available as:

Level coverage to age 85 and renews automatically every 10 years (Term 10) or every 20 years (Term 20) to age 84.

Which renewal period is best for you?

Term policies have a fixed premium for the length of the policy, these premiums are usually increased when you renew a policy because you are older and your chances of dying have increased - this risk is reflected in your insurance costs
A 10 year term policy will begin with lower premiums, but a 20 year term policy will end up with lower premiums.

Canada Life also offers a number of additional options to customize your Term Life insurance policy. Your insurance representative can assist you in determining which options are best for you.

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